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preheat your oven to 400 degrees, lay out corn tortillas on a baking sheet and set aside until oven is heated
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While oven heats, warm your shredded chicken in the microwave a bit and stir in the taco seasoning. I like this in just the powder form and not cooked in with water like the instructions say. You do this however you like - some just like salt, pepper and cumin in their taco toppings.
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Heat up your refried beans in the microwave until warm - they don't have to be boiling hot
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When oven is heated, bake corn tortillas until crisp - 8-10 minutes and remove
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Spread refried beans on tostada, top with shredded chicken and cheese. Return to oven for about 5 minutes until cheese is melted.
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Serve with toppings and your favorite salsa